What kind of dress is for me?

i want a dress that can be worn as a bathing suit cover up and something you can wear out. i'm not usually the type to wear dresses so i dont want something to girly. i hate long dresses. i dont exactly like the "ties around your neck" style its uncomfortable. i like roxy hollister abercrombie and fitch all surfer brands. also i have a wide frame and am big boned yet not fat...what i mean is im not skinny minnie